Assistant Manager / Deputy Manager – Credit (Business Loan)

  • Job Location: Bangalore
  • Salary: 8 Lpa
  • Experience: 2+ years

Job Responsibilities:

  • Reviewing the complete file of loan applications
  • Conducting personal discussions and video PDs with applicants
  • Ensuring timely decision making within the TAT
  • Managing vendors involved in the loan processing
  • Training stakeholders on loan policies and procedures.
  • Maintaining MIS reports related to loan applications and approvals
  • Conducting portfolio reviews to assess the performance of the loan book
  • Underwriting cases with desired level of quality and enabling achievement of Branch Business targets by proper training.
  • To evaluate proposals of customers for Business Loans.
  • Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation.
  • Interact with Customers & understand the business and regularly monitor delinquencies / infants.

The ideal candidate for this position should have:

  • Should have experience in business loan underwriting
  • Excellent communication and interpersonal skills
  • An ability to work under pressure and meet tight deadlines
  • Strong analytical and problem-solving skills

Please note : 1. Maximum of 60 days of Notice period will be considered.
2. Loan Type is SME & MSME.
3. Credit Underwriting in Business Loan is MANDATORY

Product : Business Loan

Date : 28.10.2025

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