Branch Credit Manager – LAP

Job Responsibilities:

· Review and analyze LAP loan applications to assess the creditworthiness of borrowers

· Evaluate the borrower’s financial strength, including income, debt, assets, and credit history

· Analyze the property securing the loan to ensure that it is adequately valued and insurable

· Identify and assess potential risk factors associated with the loan, such as the borrower’s industry, the property’s location, and the current economic climate

· Make recommendations for loan approval or denial, and document the basis for all decisions

· Work with other departments, such as sales, legal, and operations, to ensure that loans are processed and closed efficiently and accurately

Qualification : Any graduate

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