Responsibilities:

⮚ Oversee the underwriting of LAP applications within the assigned cluster, ensuring adherence to the company’s credit policies and procedures.
⮚ Conduct thorough credit assessments by analyzing financial statements, property valuations, credit reports, and other relevant documents.
⮚ Update and refine underwriting policies and procedures to reflect market trends and regulatory changes.
⮚ Monitor portfolio performance and ensure compliance with internal and regulatory guidelines.
⮚ Ensure all required documentation is complete and accurate before finalizing loan approvals.
⮚ Lead and mentor a team of junior credit officers and underwriters, providing guidance and support in the evaluation of loan applications.
⮚ Conduct training sessions to enhance the skills and knowledge of the underwriting team.
⮚ Liaise with external stakeholders such as property valuers and legal advisors to obtain necessary information for underwriting decisions.
⮚ Foster a collaborative work environment to achieve departmental goals.

Skills and Expectations:

⮚ 10 to 12 years of experience in LAP underwriting.
⮚ Excellent communication and interpersonal skills.
⮚ Proven track record of effectively managing credit risk and underwriting loans secured by property.
⮚ Proficiency in financial analysis software and credit risk assessment tools. ⮚ Ability to make sound decisions under pressure and meet deadlines.
⮚ Leadership skills with experience managing a team.

Qualification: Graduate, Post graduate or a related field.

Date : 22.04.2025