Sr. Credit Manager – Business Loan

Job Responsibilities:

• Reviewing the complete file of loan applications

• Conducting personal discussions and video PDs with applicants

• Ensuring timely decision making within the TAT

• Managing vendors involved in the loan processing

• Training stakeholders on loan policies and procedures.

• Maintaining MIS reports related to loan applications and approvals

• Conducting portfolio reviews to assess the performance of the loan book

• Underwriting cases with desired level of quality and enabling achievement of Branch Business targets by proper training.

• To evaluate proposals of customers for Business Loans.

• Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

• Interact with Customers & understand the business and regularly monitor delinquencies / infants.

 

The ideal candidate for this position should have:

• 5 to 8 years of experience in business loan underwriting

• Excellent communication and interpersonal skills

• An ability to work under pressure and meet tight deadlines

• Strong analytical and problem-solving skills

Notice Period : immediate to max 30 days

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