Job Responsibilities:
• Reviewing the complete file of loan applications
• Conducting personal discussions and video PDs with applicants
• Ensuring timely decision making within the TAT
• Managing vendors involved in the loan processing
• Training stakeholders on loan policies and procedures.
• Maintaining MIS reports related to loan applications and approvals
• Conducting portfolio reviews to assess the performance of the loan book
• Underwriting cases with desired level of quality and enabling achievement of Branch Business targets by proper training.
• To evaluate proposals of customers for Business Loans.
• Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
• Interact with Customers & understand the business and regularly monitor delinquencies / infants.
The ideal candidate for this position should have:
• 5 to 8 years of experience in business loan underwriting
• Excellent communication and interpersonal skills
• An ability to work under pressure and meet tight deadlines
• Strong analytical and problem-solving skills
Notice Period : immediate to max 30 days