About the Role

We are looking for a skilled and detail-oriented credit professional to join our Business Loan team. The candidate will be responsible for evaluating creditworthiness, analyzing financial documents, and ensuring compliance with internal credit policies.

Key Responsibilities

• Conduct detailed credit assessments for business loan proposals

• Analyze financial statements, banking patterns, and cash flows

• Customer Digi-PD for office & Residence verification.

• Evaluate CIBIL reports and identify risk indicators

• Review KYC and ensure compliance with regulatory requirements

• Assess customer profiles, including business model and stability

• Coordinate with sales and operations teams for case processing

• Provide clear credit decisions with proper justification

• Monitor portfolio quality and highlight early risk signals

Eligibility Criteria

• 2–5 years of experience in credit underwriting (Business Loans preferred)

• Strong understanding of financial statements and banking analysis

• Hands-on experience in CIBIL analysis and loan documentation

• Good knowledge of KYC and compliance processes

• Experience in NBFCs / Banking sector preferred

Language Requirement

• Proficiency in at least two languages among: Telugu, Tamil, Kannada, Hindi

Skills Required

• Strong analytical and decision-making skills

• Attention to detail and risk assessment ability

• Good communication and coordination skills

• Ability to work in a fast-paced environment

Why Join Us

• Opportunity to work in a fast-growing fintech organization

• Exposure to diverse lending products and customer segments

• Collaborative and performance-driven work culture

Note

• Immediate joiners will be given preference