About the Role

We are seeking an experienced and result-driven General Manager – Credit to lead credit underwriting for Business Loans. The role involves managing a team, driving credit decisions, ensuring portfolio quality, and aligning with risk and policy frameworks.

Key Responsibilities

• Lead and manage the credit underwriting function for business loans

• Review and approve high-value and complex credit proposals

• Analyze financial statements, banking patterns, and cash flows

• Oversee CIBIL analysis and risk assessment processes

• Ensure adherence to KYC, compliance, and internal credit policies

• Guide and mentor team members to improve decision quality and TAT

• Coordinate with sales, risk, and operations teams for smooth processing

• Monitor portfolio performance and highlight early warning signals

• Drive process improvements and strengthen credit evaluation frameworks

Eligibility Criteria

• 6–10 years of relevant experience in credit underwriting (Business Loans preferred)

• Strong expertise in financial analysis, banking, and risk assessment

• Hands-on experience in handling complex and high-value cases

• Prior team handling experience is mandatory

• Experience in NBFCs / Banking sector preferred

Skills Required

• Strong leadership and decision-making skills

• Excellent analytical and risk assessment ability

• Stakeholder management and communication skills

• Ability to work in a fast-paced and target-driven environment

Why Join Us

• Leadership role in a fast-growing fintech organization

• Opportunity to drive credit strategy and portfolio quality

• Exposure to diverse lending products and innovative models

• Collaborative and high-impact work environment

Note

• Immediate joiners will be given preference